Terms and Conditions

Welcome to HMB Loans. By accessing or using our website (hmbloans.in), you agree to comply with and be bound by the following terms and conditions. Please read them carefully before using our services.

1. Services Offered

HMB Loans provides loan facilitation services, including Personal Loans, Home Loans, Business Loans, and Vehicle Loans. We act as intermediaries by collecting necessary documentation, verifying information at the ground level, and submitting it to our partnered nationalized and private banks for loan processing.

2. Eligibility

• You must be at least 18 years of age to use our services.
• You agree to provide accurate and truthful information during the application process.
• Loan approval and disbursement are solely at the discretion of the partnered banks and subject to their eligibility criteria.

3. No Direct Charges

HMB Loans does not charge customers any fees for our services. We receive commissions directly from partnered banks upon successful loan disbursement.

4. Documentation

By submitting your documents to HMB Loans, you authorize us to share your information with our partnered banks for the purpose of loan processing. You are responsible for ensuring the authenticity of all documents provided. Falsified or fraudulent documents may lead to legal consequences.

5. Data Privacy

We are committed to protecting your personal data. All information collected is handled in accordance with our Privacy Policy. By using our services, you consent to the collection, use, and sharing of your information as outlined in our policy.

6. Loan Approval

• Loan approval is subject to the terms and conditions of the respective banks.
• HMB Loans does not guarantee loan approval or disbursement.
• Customers are advised to carefully review the terms and conditions of the respective banks before accepting loan offers.

7. Limitation of Liability

• HMB Loans acts solely as an intermediary and is not liable for any decisions made by the banks regarding loan approval or rejection.
• We are not responsible for any delays, errors, or omissions in the loan application or disbursement process.
• Customers are encouraged to exercise due diligence before proceeding with any loan offer.

8. Third-Party Links

Our website may contain links to third-party websites, including partnered banks. We do not control or endorse the content of these websites and are not responsible for their policies or practices.

9. Amendments

HMB Loans reserves the right to modify or update these terms and conditions at any time without prior notice. Continued use of our services constitutes your acceptance of the revised terms.

10. Governing Law

These terms and conditions are governed by the laws of India. Any disputes arising from the use of our services shall be subject to the exclusive jurisdiction of the courts in [Your City/State].

11. Contact Us

If you have any questions or concerns regarding these terms and conditions, please contact us at:

HMB Loans

#33, Beerappa Building, Konanakunte,
Anjanapura Main Rd, BLR

info@hmbloans.in

+91 70226 10694

Thank you for choosing HMB Loans. We look forward to serving your financial needs.